As we head into the final months of the year, it is a suitable time to review what actions you may want to consider taking, if any, to maximize the benefits you chose since last open enrollment entirely. Many health insurance plans operate on a calendar year basis, meaning any unused benefits may not roll over into the new year. If you are considering a different plan for the next year, even more reason to look over the points below. Here are a few key reminders to help you make the most of your